Under-60-second splits
Scan the receipt, tap participants, send the link. Done before the card clears.
NEW — Invoices now available
Split. Send. Settle.
End the "I'll Venmo you" awkwardness for good. One link, sent the moment the check lands, that works on every payment app your friends already have.
Payments route through
Product
Every surface built for one job — friction, gone.
No hosted balances. No forced accounts. Just the fastest path from check-split to money-moved, on the rails people already use.
Pay-links for non-users
Anyone can pay you via Venmo, Cash App, Zelle, PayPal, or crypto — no account needed.
Auto-detected splits Pro
Plaid spots restaurants and shared subscriptions and suggests who to split with.
Invoices New
Send clean PDF invoices for side-hustles and freelance work — paid through the same rails.
Trip mode
Multi-currency with live rates, per-day budgets, and timezone-aware traveler detection.
Group insights Pro
Category breakdowns, monthly trends, and balance history — at group and individual level.
How it works
Three steps. Zero awkwardness.
From the moment the bill lands to the moment the money moves — under a minute, every time.
1Step 01 — Scan
Camera reads the receipt.
Point Splivo at the receipt. On-device OCR pulls the total, tax, and tip — or skip it and type the amount manually.
2Step 02 — Split
Pick method and people.
Equal, exact, percentage, or shares. Tap the participants. Splivo does the math — down to the cent, every time.
3Step 03 — Send
One link. Every rail.
A single pay-link that opens Venmo, Cash App, Zelle, PayPal, or a crypto wallet — whichever the payer already has.
No more "I'll Venmo you." Just one link, and the money moves.
The Splivo promise
5
Payment rails supported
$0
Dollars Splivo holds, ever
60s
Avg. time to split & send
Local-first
Data stays on device by default
Stop doing the math.
Get Splivo, scan the receipt, send the link. The money moves on the rails people already trust.
Download Splivo